This is for action-taking individuals who want to see REAL RESULTS on their credit report, like thousands of my clients have, while being HANDS-OFF.
Explore credit-building accounts designed to report activity under your name and help establish positive payment history.
Unlike an authorized-user tradeline, a primary account is opened using your own identity. You are responsible for the account, its payments and the activity reported to the credit bureaus.
Compare the cost, account type, reporting and terms before enrolling.
Make scheduled payments toward a credit-builder account while building payment history and savings.
Offers a credit-builder card, a savings-backed account and optional rent and utility reporting features.
Choose from different installment credit-builder plans based on your budget, desired term and savings goal.
A $10-per-month, 24-month installment account that reports payment performance to four credit bureaus.
Use a dedicated virtual card for eligible subscriptions and build payment history through your monthly repayments.
A real credit card connected to a deposit account, with automated balance management designed to help optimize utilization.
Includes a reported tradeline and an option to report eligible rent, telecom and utility payment history.
Select a membership plan and make on-time payments toward purchases financed through the Kikoff Credit Account.
These services may charge monthly fees, membership fees, interest or other costs. Some credit-builder loans place part of your payments into savings that may become available after completing the program, while other fees may not be refundable.
Review each provider’s current pricing, eligibility requirements, cancellation rules, bureau reporting and account agreement before opening an account.
Compare the account types and monthly costs.
Research each provider’s current terms.
Choose an account that fits your budget.
Pay on time and monitor your credit reports.
Contact The Fly Motion Agency LLC before choosing a credit-building option if you need additional guidance.
Educational information only. The Fly Motion Agency LLC does not guarantee approvals, specific credit limits, score increases or results. Late or missed payments may negatively affect your credit. Provider features, prices and reporting practices may change.
Watch what our clients have to say about their experience.
Every credit profile and personal situation is different. These testimonials represent individual client experiences and should not be interpreted as a guarantee of specific results.
